Student Debt Solutions

A self-service platform that analyzes 1000+ data points against 1200 rules that generates an action set of next steps.

Develop the Right Plan for a Debt-Free Future

Detailed Analysis

SDS reviews your entire debt situation, financial status and current goals to provide the best scenario for the lifetime of your loans. Don’t risk making decisions on incomplete information.

Simple Process

We ask questions, you answer! SDS evaluates 1000+ data points in a short Q&A format. As an expert in this field for 12+ years, we understand the law and the best way to navigate it.

Clear Recommendations

Move forward with the confidence you’re on the right track with a personalized, easy-to-understand action plan. A checklist provides straightforward next steps on how to begin your journey.

Get the Complete Picture

Government and Private Loan Review

SDS is the only software to provide an analysis of the entire student loan debt. When recommending the right plan, we evaluate both government (public) and private loans so that the total student loan debt is addressed. We also go further and look at:

Loans in default and/or facing garnishment or collections
Parent Plus loans, which are overlooked by most platforms
The monthly payment today and total loan debt in the future

How Student Debt Solutions Works

1 Create an Account

Give some basic information and confirm your account via email.

2 Enter Your Financial Details and Goals

Share your income, tax filing status and family size. Tell us your debt repayment goals.

3 Share Your Student Loan Data

Upload your NSLDS file from your FSA account and enter your private loans manually.

4 Complete the Questionnaire

Answer questions based on your specific situation. 1000+ data points are analyzed against 1200 rules in a matter of minutes.

5 Select Your Plan

We analyze every possible loan restructure scenario to find the right solution to meet your financial goals

6 Take Action

Navigate to the dashboard to implement your solutions, keep track of your progress and talk or chat with a student loan expert.